Kani Payments, the UK-based provider of reconciliation, reporting and analytics software to the payments sector, has been named winner of The Digital Banker’s Best Data & Analytics Initiative at the Global Cards & Payments Innovation Awards 2025.
The award recognises Kani’s Data Scorecard: an independent, objective assessment that sets a new benchmark for payments data quality across reconciliation, regulatory and operational standards.
The Digital Banker highlighted Kani’s automated reconciliation engine, comprehensive reporting suite and the ability to generate real-time, executive‑grade insights across the payment lifecycle—helping clients uncover opportunities, control costs and monitor performance across channels.
Crucially, the judges noted that the Data Scorecard solves the pervasive, industry‑wide problem of poor‑quality payments data by scoring datasets for completeness, accuracy and compliance‑readiness and flagging the gaps that compromise reconciliation, compliance and fraud oversight.
“Payments run on data. This award recognises the hard work our team has put into helping the industry raise its standards. With the Data Scorecard, we give processors, issuers and acquirers a clear, evidence‑based path to cleaner data and all the downstream benefits: faster reconciliation, easier reporting and enhanced fraud oversight.”
Aaron Holmes, CEO & Co‑founder, Kani Payments
What is Kani’s Data Scorecard?
The Kani Data Scorecard is a structured quality evaluation that measures payments data against best‑practice criteria across three pillars:
Completeness — Are all required fields present and consistently populated?
Accuracy — Do values reconcile across sources and align to scheme definitions?
Compliance‑readiness — Is the dataset normalised and traceable for regulatory, scheme and audit requirements?
Each assessment outputs an executive‑ready score, a detailed map of issues by field/category and a prioritised remediation plan that engineering and operations teams can action.
Since 2023, the Scorecard has been applied across 31+ processors and programme types, giving firms a fast, independent way to baseline data quality, track improvements over time and evidence control to stakeholders.
Why data quality matters
Poor‑quality data slows reconciliation, inflates operational cost and risk, and weakens compliance and fraud‑readiness. By making quality measurable and actionable, the Scorecard helps teams:
- Streamline payment reconciliation from end to end and reduce exceptions
- Shorten reporting cycles to schemes and regulators
- Improve fraud monitoring with cleaner, normalised inputs
- Cut downstream data engineering rework
- Evidence data governance to customers and auditors
A recognition of industry impact
This recognition from The Digital Banker reflects Kani’s mission to elevate the quality of payments data so that reconciliation, reporting and analytics become faster, safer and more insightful for everyone across the ecosystem.
