Kani Payments, the award-winning data reconciliation and reporting platform for the payments industry, has been selected by CLOWD9 as its global partner for automated reconciliation, data standardisation and reporting.
CLOWD9—one of the world’s first cloud-native issuer processors—serves a global client base of banks, fintechs, neobanks and programme managers across the UK, Europe and Asia-Pacific. Built on microservices architecture and decentralised infrastructure, the platform offers issuer processing at scale with on-demand flexibility. It supports Visa, Mastercard and Discover, while enabling seamless migrations from legacy systems.
As part of the partnership, CLOWD9 will use Kani’s SaaS platform to ingest and standardise complex transaction data, including authorisation and settlement files from multiple payment schemes. Kani’s reconciliation and reporting automation will accelerate CLOWD9’s ability to deliver fast, accurate data outputs across its client base—while enhancing customisation and visualisation capabilities through the Kani dashboard.
“Fintech ecosystem players must produce accurate reports to determine settlement and fee calculations, so getting that data right is key,” said Emily Utton, Chief Operating Officer at CLOWD9. “To have Kani Payments’ technology doing that for you saves a huge amount of time. It gives us the ability to double-check and tailor data for our clients—allowing us to move as fast as they move.”
“The sweet spot is formatting standard data to meet individual client needs and accelerating reconciliations with it,” added Richard Wray, Chief Product Officer at CLOWD9. “Kani Payments are experts in that area. Their understanding of the payment data value chain is unmatched, and it gives us a clear USP that strengthens our sales proposition.”
“This partnership is a testament to Kani’s platform and the trust CLOWD9 places in our team,” said Aaron Holmes, Founder and CEO of Kani Payments. “Together, we’re helping clients unlock operational speed, improve data confidence and stay compliant in a fast-changing regulatory landscape.”
The collaboration also aligns with CLOWD9’s sustainability-led values. In 2023, the company became the first cloud-native issuer processor to achieve B Corp certification, underlining its commitment to environmental and social impact.
“We only partner with companies that provide world-beating services and share our values,” added Utton. “Kani Payments is a perfect fit.”
The new partnership comes amid growing global demand for Kani’s best-in-class automated reconciliation and payments reporting solutions. As more businesses seek to automate data workflows and ensure compliance at scale, kani continues to expand its footprint across the payments ecosystem.
