Kani Payments, the award-winning reconciliation and reporting platform built for the payments industry, has today announced a new partnership with Zero: a climate-focused fintech aiming to help consumers reduce their environmental impact through personal finance.
Automated reconciliation and reporting to support Zero’s sustainable vision
Zero will leverage Kani’s data-agnostic platform to automate key reconciliation and reporting workflows, enabling faster speed to market and enhanced operational control from day one. By streamlining its back-office processes, Zero can devote more time and resources to building impactful financial products for its growing customer base.
Based in Cardiff, Zero is preparing to launch a Mastercard debit card and mobile app that prioritises sustainability. Customers will gain real-time insights into the carbon impact of their spending and receive personalised recommendations to help lower their environmental footprint. Longer-term, Zero plans to apply for a UK banking licence and expand into sustainable lending.
Speaking about the partnership, Emily Utton, Chief Operating Officer at Zero, said:
“Many issuers depend on their in-house finance teams to reconcile data from processors and networks. Even with large teams, getting accurate data is difficult and time-consuming. Kani Payments gives us the ability to double check that data, verify it, tailor it according to the clients’ needs, and move as fast as they move.”
Richard Theo, CEO at Zero, added:
“Our vision is a world where money is a force for the good of the planet… With Kani’s help, we are building a finance product that can help us all to understand our individual environmental impacts and offer our customers easy ways to begin to reduce their impact.”
By automatically ingesting and standardising data from any source, Kani gives Zero’s team a scalable foundation for reconciliation, regulatory reporting, and performance analysis—no spreadsheets or manual formatting required.
Aaron Holmes, Founder and CEO of Kani Payments, commented:
“Zero offers more than just a finance app; it provides a way to make personal finance a part of the solution to environmental issues. Our platform has been built by fintech experts and is designed to help disruptive companies like Zero thrive and grow. We do the heavy lifting of making complex data simple and standardised, so businesses can focus on giving their customers outstanding products and services.”
Zero became B Corp-certified in July 2024 and is due to launch to the public in early 2025.
The partnership reflects growing demand for intelligent, scalable reconciliation and reporting tools across the emerging fintech landscape. Kani continues to empower high-growth companies with the data confidence and operational agility needed to succeed.
